/* AC Advisory shared styles */
:root{--ink:#14161a;--ink-2:#1d2026;--paper:#faf8f4;--paper-2:#f1ece3;--sand:#e7dfd2;--gold:#b8935a;--gold-soft:#d4b88a;--gold-dark:#97743f;--text:#3a3833;--muted:#6f6a61;--line:rgba(184,147,90,.35);--rule:rgba(31,34,40,.1);--serif:'Cormorant Garamond',Georgia,serif;--sans:'Inter',system-ui,-apple-system,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
[id]{scroll-margin-top:84px}
body{font-family:var(--sans);color:var(--text);background:var(--paper);line-height:1.7;font-weight:300;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.narrow{max-width:780px}

/* Header (dark) */
nav.top{position:sticky;top:0;z-index:20;background:var(--ink);border-bottom:1px solid var(--line)}
nav.top .wrap{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.mono{width:42px;height:42px;border-radius:50%;border:1px solid var(--gold);display:grid;place-items:center;font-family:var(--serif);color:var(--gold);font-size:16px;letter-spacing:1px}
.brand span{font-family:var(--serif);font-size:22px}
.links{display:flex;gap:26px;align-items:center}
.links a{text-decoration:none;color:#cfcac2;font-size:12.5px;letter-spacing:.09em;text-transform:uppercase;font-weight:400}
.links a:hover,.links a.current{color:var(--gold-soft)}
.menu-btn{display:none;background:none;border:1px solid var(--line);color:var(--gold-soft);font-family:var(--sans);font-size:12px;letter-spacing:.12em;text-transform:uppercase;padding:9px 14px;cursor:pointer}
.mobile-menu{display:none;background:var(--ink);border-top:1px solid var(--line)}
.mobile-menu a{display:block;padding:14px 24px;color:#cfcac2;text-decoration:none;font-size:14px;letter-spacing:.06em;border-bottom:1px solid rgba(255,255,255,.06)}
.mobile-menu.open{display:block}

/* Buttons */
.btn{display:inline-block;padding:13px 26px;border:1px solid var(--gold);color:var(--gold-dark);text-decoration:none;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:500;transition:all .2s;background:transparent;cursor:pointer;font-family:var(--sans)}
.btn:hover{background:var(--gold);color:#fff}
.btn.solid{background:var(--gold);color:#fff}
.btn.solid:hover{background:var(--gold-dark);border-color:var(--gold-dark)}
nav.top .btn{color:var(--gold-soft)}
nav.top .btn:hover{color:var(--ink)}
.btn:disabled{opacity:.6;cursor:default}

/* Type */
.eyebrow,.label{font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-dark);font-weight:500}
.eyebrow{margin-bottom:22px}
.label{margin-bottom:16px}
h1{font-family:var(--serif);font-weight:400;font-size:clamp(40px,5.2vw,64px);line-height:1.07;color:var(--ink)}
h1 em,h2 em{color:var(--gold);font-style:italic}
h2{font-family:var(--serif);font-weight:400;font-size:clamp(32px,3.8vw,46px);line-height:1.12;color:var(--ink);margin-bottom:24px}
h3{font-family:var(--serif);font-weight:500;font-size:25px;color:var(--ink);margin-bottom:10px;line-height:1.2}
p+p{margin-top:16px}
.lede{font-size:18px;color:var(--muted);max-width:620px;margin:26px 0 36px}
.lead{color:var(--muted);max-width:700px}
section{padding:96px 0}
.alt{background:var(--paper-2)}
.head-row{display:flex;justify-content:space-between;align-items:end;gap:24px;flex-wrap:wrap}
.text-link{color:var(--gold-dark);text-decoration:none;font-size:14px;letter-spacing:.05em;font-weight:400}
.crumbs{font-size:12px;color:var(--muted);letter-spacing:.06em;margin-bottom:28px}
.crumbs a{color:var(--gold-dark);text-decoration:none}

/* Page hero */
.page-hero{padding:72px 0 64px;border-bottom:1px solid var(--rule)}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}

/* Lists with gold ticks */
.ticks{list-style:none;margin-top:16px}
.ticks li{padding:7px 0 7px 18px;position:relative;font-size:14.5px;border-top:1px solid var(--rule)}
.ticks li::before{content:"";position:absolute;left:0;top:17px;width:7px;height:1px;background:var(--gold)}

/* Cards */
.card{background:#fff;padding:34px 30px;border-top:2px solid var(--gold)}
.card>p{font-size:15px;color:var(--muted)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}

/* Deals */
.deals{display:grid;grid-template-columns:1fr 1fr;gap:0 56px;margin-top:40px}
.deal{padding:24px 0;border-top:1px solid var(--rule)}
.deal .yr{font-family:var(--serif);color:var(--gold);font-size:18px;margin-bottom:2px}
.deal h3{font-size:21px}
.deal p{font-size:14.5px;color:var(--muted)}

/* Posts */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.post{display:flex;flex-direction:column;text-decoration:none;background:#fff;border:1px solid var(--rule);padding:32px;transition:border-color .2s}
.post:hover{border-color:var(--gold)}
.post .cat{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-dark);font-weight:500}
.post h3{margin:12px 0 8px;font-size:23px}
.post p{font-size:15px;color:var(--muted)}
.post .meta{font-size:13px;color:#9a948a;margin-top:auto;padding-top:18px}

/* CTA band */
.cta{text-align:center;background:var(--paper-2);border-top:1px solid var(--line)}
.cta p{max-width:560px;margin:0 auto 32px;color:var(--muted)}

/* Footer */
footer{background:var(--paper-2);border-top:1px solid var(--line);color:var(--muted);font-size:13px;padding:36px 0}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer a{text-decoration:none;color:var(--gold-dark)}

@media (max-width:900px){
  .links{display:none}
  .menu-btn{display:block}
  .grid-2,.grid-3,.deals,.posts{grid-template-columns:1fr}
  section{padding:72px 0}
  .page-hero{padding:48px 0 44px}
}
@media (max-width:480px){
  .wrap{padding:0 16px}
  .brand span{display:none}
}